Author: rnielsen
Should I accept the insurance company’s offer?
Probably not, but it all depends. If you are not represented the insurer’s offer will likely be a low ball offer. Insurance companies profit by settling cheaply with claimants who don’t know what their claims are worth. There are so many factors involved. See /claim-value-duration/
I can’t afford a lawyer — how will I be able to pay your fees?
My fees are contingent. If there is no recovery, there are no fees. My clients have never had to write me a check for my services in connection with personal injury claim. See /my-fees/
How long should I wait before contacting an attorney?
You shouldn’t wait to call an attorney. Insurance companies take advantage of a claimant’s lack of knowledge. Based upon our conversation, you will be in a much better position to know what you are up against and will be aware of the pitfalls.
What about if I’m attacked or harassed by a dog while riding?
Recovery is possible. Often there are “leash laws” in effect in various counties and cities. The claim in that instance is made against the homeowner, and would be covered by homeowners’ insurance.
Can I recover even if the motorist never hit me?
Yes. There is no requirement of contact, and the lack of contact does not prevent you from making a claim against a driver.
How do I know if I have a good bicycle accident claim?
Call me at(972) 392-1249 . It’s free .
Who can I recover damages from for my injuries?
In general, the other driver’s insurance company, and your auto insurer under the PIP/UM portions of your auto policy.
I have auto insurance, but does my own Personal Injury Protection cover my bike accident?
Yes, as long as you were involved in a “motor vehicle” collision.
Does my auto insurance cover accidents when I am on my bike?
Yes, if you have PIP (Personal Injury Protection) and UM (Uninsured/Underinsured Motorist) coverages. And you really should have these coverages. They are the most important that you can buy. /insure-yourself/
After a bicycle accident, whom should I talk to and what should I say?
You should call me first. There is no charge. Call me at (972) 392-1249.